Paytm - An e-commerce payment and Digital Wallet company.

About 8 years ago, When our India was developing very rapidly in every aspect whether it is in farming, automobiles, infrastructure advancement etc-. People were becoming more educated, more advanced but there is no digital growth of India as people in our society wasn't aware of that and also they did not believe in all this, then Paytm is launched in 2010 and changed everything.


Paytm is an Indian e-commerce payment system and digital wallet company which offers you online services like mobile recharges, DTH recharges, online shopping, UPI payments, Pay electricity bills and many more like that. It was founded by Vijay Shekhar Sharma in August 2010 and the current CEO of paytm is Renu Satti. In 2017, the net revenue of paytm is 814 crores INR (US$120 million). The main headquarters of the paytm is located in Noida, India and its parent organization is One97 Communications.


 Founder of Paytm

Vijay Shekhar Sharma is an Indian billionaire entrepreneur and he is the founder of mobile payments company Paytm. Vijay Shekhar Sharma was ranked as India's youngest billionaire in 2017 by the Forbes with a net worth of $1.3 billion. He had graduated from Delhi Technological University (1994–1998) and the net worth of him is around 210 crores.


Paytm app

Paytm had also launched their application which is available for both Android and IOS platforms. Paytm app is a basically simple and easy form of its website as you can do everything in a just single click whether it is a mobile recharge or to pay an electricity bill.
You will be surprised to know that paytm application has more active users than its official website. In simple words, The application of paytm is more popular among people because it is quite handy and easy to use.

 Paytm application



 Paytm mall

Paytm Mall which is also called paytm online shopping platform is recently launched by paytm to compete with e-commerce websites like Amazon, Flipkart, snapdeal etc- but paytm mall is slightly different from these e-commerce websites as when you buy any product from paytm mall, You will get some cashback offers/promo codes which you can apply on the product to get some cash back in the paytm app.

Paytm mall
  • paytm wallet
  • paytm stock 
  • paytm app
  • paytm login
  • paytm recharge


Paytm wallet is a digital wallet refers to an electronic device that allows an individual to make online/offline transactions. It serves as a place to hold some of your money online. You make payments using the money stored in your paytm wallet instead of using a credit card, debit card or net banking, which means your card/bank account doesn’t need to be accessed and this is also a safe process.


As you already know that you can only add up to Rs. 20,000/- in your paytm wallet in a calendar month. This is as per RBI regulations. As a result, there is a cap on how much you can spend. Also, there can be delays in getting cash back if the monthly limit of adding Rs. 20,000 gets exceeded so, You can upgrade your wallet for free by getting your KYC (Know Your Customer) done and get rid of the Rs. 20,000 monthly limit. Additionally, you will also get the following benefits:
  • No spending limit.
  • Special paytm offers and more cash back.
  • Eligible to open the Paytm Payments bank account.
In order to become a Paytm KYC customer, you need to get your KYC (Know Your Customer) done which simply means that you need to get your documents of address proof and identity proof verified. You can initiate the process either from the paytm official website or your Paytm app.
You can also visit your nearby communication center to get your KYC done.


If you are the regular user of paytm then you know very well that paytm offers you the various cashback vouchers, paytm promo codes that are very useful for every user and that is also a good way to attract the user's attention. The main reason that paytm is very popular amongst people is Cashback/Promo codes.

you can also check out the latest paytm offers on Zoutons.

This is all about Paytm and I hope that you like this article D:

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